Many people struggle with the decision of whether or not to install an alarm system in their home. In many cases, individuals may not see the need for added security if they live in a relatively safe neighborhood or if their is very little of exceptional value in their home. However, the fact is, added security is just one of the benefits that comes along with a professionally monitored alarm system. Below you will learn more about some of the other benefits these systems have to offer. Taking the time to review this information can help you to determine whether or not the installation of an alarm system is right for your home.
Lower Insurance Rates
When you purchase a homeowners insurance policy, the rate that you pay each month will be based largely on how much risk the insurance company is taking by writing your policy. In order to determine the level of risk your home poses, the insurance company will consider things such as the crime rate in the area, the value of your home, and any precautions you have taken to try and prevent theft or damage.
Each time you take steps to lower your risk of filing an insurance claim, you will be rewarded with a lower premium. The installation of an alarm system is one of the most effective ways in which you can accomplish this goal.
When applying for an insurance discount, you should know that most insurance companies will request proof that the alarm system is being actively monitored before they will apply a discount to your account. Consequently, simply installing the system will not be enough. You will also need to ensure that the alarm remains active.
Most people know that an alarm system will alert them if an intruder tries to break into their home while the alarm is active. However, what these individuals often overlook is the ability to receive many other types of alerts from their alarm system as well.
Many quality alarm systems now give you the ability to set rules regarding the actions the system should detect each day. For instance, if your child is expected home from school between 3-3:30 each day, you can set a rule that the front door should open each weekday during this time. If this event fails to take place, the alarm system can send you an alert via text or phone. This allows you to monitor the activity at your home, even if the security of your home is not in danger.
To learn more about alarm systems, contact a company like Security By Private Eyes.